Citibank offers 24/7 customer service through their hotline.
You can open an account online in just a few minutes.
Branches typically close by 5pm on weekdays and 1pm on Saturdays.
I have been using it now for 3 months and it saves me so much research. Reduces the need to call and double check every time.
How did I not know these places existed?! Atly's scoring is a lifesaver, now I can finally find THE spot without wasting time Googling my life away.