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New Yorkers 1st Choice

Top 10 banks with convenient ATMs to use in New York City

Based on 604 Reviews
+601
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01
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🌙 Late Night Spot

Check cashing service offers efficient transactions and a trusted banking alternative for cashing checks.

Good to know

1

Check cashing services are available from 9am to 7pm on weekdays.

2

Bring a valid ID and your check for cashing services.

3

Expect a small fee for cashing checks, typically around 2-3% of the check amount.

02
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Bank offers easy account opening without requiring a Social Security Number, often in partnership with employment agencies. All ATMs function reliably, supporting smooth transactions. Atmosphere is straightforward and efficient, focusing on accessibility.

People are saying

"I felt confident about my banking decisions thanks to Nasir's help."

"Opening accounts was easy but not perfect."

"I got help from specific people at the bank."

Good to know

1

Opening a checking account does not require a Social Security Number.

2

Chase Bank makes it easy to open bank accounts.

3

All ATMs at Chase Bank function properly.

03
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Modern

Modern design defines the space with two ATMs inside for convenience. The atmosphere is straightforward and functional, suited for typical banking activities.

Good to know

1

Bring a valid ID for account-related transactions.

2

Appointments are recommended for mortgage consultations.

3

Mobile banking is available for easy account management.

04
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🛋️ Comfortable
🅿️ Parking Available

Credit union offers low interest rates and efficient loan processes with helpful staff providing personalized financial options. Atmosphere is pleasant and straightforward, catering mainly to city workers and low-income individuals. Branches close early, which may affect those with later work hours.

People are saying

"David provided stellar, friendly service at this bank."

"I had a great experience getting my loan here."

"Austin made the loan process easy and saved me money."

Good to know

1

Parking is available at Mcu without any issues.

05
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Bank operates with limited Saturday staffing and requires appointments for certain services. Safe deposit boxes can be transferred between branches, indicating secure handling of valuables. Overall, it maintains a structured service approach with some scheduling constraints.

People are saying

"The bank staff here are professional, friendly, and helpful."

"I had a mostly good experience but faced some hassles."

"Constance made getting accounts and guarantees simple and clear."

Good to know

1

Appointments are required and can take up to a week to schedule.

2

PNC Bank has limited staffing on Saturdays, leading to longer wait times.

3

Expect delays if visiting on weekends due to staffing shortages.

06
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😎 Chill
🌊 Relaxed
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Spacious coffee shop with tall ceilings and sunroom-like storefront offers fast Wi-Fi and power outlets at every table. Atmosphere stays quiet and comfortable despite frequent crowding, with private nooks for work and calls. Ambassadors provide friendly banking help alongside coffee and pastries.

People are saying

"This bank feels more like a gorgeous cafe with comfortable seating."

"This place feels nothing like a typical bank."

"I like that the bank doubles as a cozy café."

Good to know

1

Capital One card holders get 50% off drinks at the cafe.

2

You do not have to be a Capital One member to enter the cafe.

3

The bathroom requires a code to access, which is 369#.

07
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🌙 Late Night Spot

Small, personal bank branch with a focus on building a sense of community among regulars. Atmosphere carries positive energy and a welcoming vibe. Features a 24-hour ATM for convenient withdrawals and deposits.

People are saying

"I felt the positive energy as soon as I entered the Banks."

Good to know

1

The 24-hour ATM for withdrawals and deposits is very convenient.

2

The ATM machine has had issues, so check its status before use.

3

The team tries to create a sense of community within the branch.

08
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♿️ Wheelchair Accessible
Accessible

Massive, spacious premises create a calm environment suitable for quiet reading or banking activities. Accessibility is a priority with wheelchair accessible entrances and compliance with ADA rules. Limited machine availability may affect self-service options.

People are saying

"I noticed the bank only had two machines, and only one was working."

"There aren't enough machines, so lines form."

"I love how spacious and accessible the bank is."

Good to know

1

The bank complies with ADA rules and is wheelchair accessible at both entrances.

2

Chase locks their ATMs at 10 pm, so plan your visit accordingly.

3

Only one ATM machine was operational today, so expect possible delays.

09
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🏞️ Nice View
🌇 Scenic Views
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Massive space with tall ceilings and plenty of natural light creates an open, bright atmosphere. The café offers free WiFi and charging ports at most seats, supporting remote work and study. Noise levels vary, with some visits marked by loud music and echoey acoustics, while other times the environment is quiet and inviting.

People are saying

"This bank cafe is a pretty cool, clean spot with great coffee."

"The coffee is tasty with lots of good options."

"The café is bright, spacious, and great for working."

Good to know

1

Capital One card members get 50% off on coffee.

2

Scan the photo attached for a free coffee until 3/6/2025.

3

It is difficult to find a seat at the cafe.

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🛋️ Cozy
😎 Chill
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Large open-plan space with spacious seating and private reservable rooms supports work and meetings. Atmosphere stays quiet and comfortable with fast, free Wi-Fi and plenty of outlets for devices. Busy during the day, it feels like a shared office with many people focused on laptops.

People are saying

"You get 50% off drinks and food at the bank cafe."

"I love that the bank and café are together."

"The place feels like a chill spot to bank and relax."

Good to know

1

Expect the café to be crowded; arrive early for a seat.

2

A Capital One or Discover card gives a 50% discount on drinks.

3

The café is a good spot for working or meetings.